MS Office Developer 18 Months in.

MS Office Developer 18 months in

My Retirement Side-Hustle MS Office Developer 18 months in. It has been a year and a half since I left the corporate world and hung up my virtual shingle.  Well, that is when I published my Microsoft Office Development www.excelandvbacraftsman.com website that is. MS Office Developer 18 months in My Retirement Side-Hustle Goals Were Simple:  Generate a modest amount of income while not working full time.  Hard work, a lifetime of saving, thrift, living debt-free, and investing put my wife and I in the enviable position that we do not need to work.  Well the income I have earned through… Continue reading

Walking Journal 08/13/2020

Walking between the raindrops

Walking between the raindrops This morning I woke early, just after 4 AM, I am fine with that because I am generally off to bed early and I am not above taking an hour nap in the afternoon.  Me, my cup of joe, and the old dog Dusty share some morning quiet time. I have checked the weather and it seems I have a couple hour window to get my daily exercise walk in before a change in weather is coming.   I found walking has me watching the weather carefully with an eye towards determining when I can sneak that daily… Continue reading

10 Steps to Build Your Freedom Nest Egg

10 Steps We Used to Build Our Freedom Nest Egg

If you are reading this blog post chances are you have either decided to get off the earn and spend treadmill or are looking for positive reinforcement on your ongoing journey to build Your  Freedom Nest Egg.  Either way welcome and congratulations you have started on a journey that can alter your future in some wonderful and unpredictable ways.  Unpredictable because freedom from debt and being FI (Financially Independent) opens all kinds of opportunities.     “Many people take no care of their money till they come nearly to the end of it, and others do just the same with their… Continue reading

Walking Your Way to A Smaller You.

Walking Your Way to A Smaller You…

7/21/2020, I am 66 today, retired, 5’11’ tall, 225 lbs., with 2 metal knees and 25lbs to go on a 55lb pound weight loss target (goal 200lbs). It started with a doctor visit where he said my sugar level was “out of control”.  Here is a brief recap of the steps I have taken since that diagnosis: Walking Your Way to A Smaller You… Walk at least an hour each morning- if there is nasty weather get on the stationary bike in the basement.  I will watch for a ‘weather window’ and walk later in the day if the storm… Continue reading

How Covid affected Our Retirement

How Covid Affected Our Retirement

How Covid Affected Our Retirement How Covid Affected Our Retirement I retired from a job I loved in January of 2019, that is almost a year and a half ago. Believe it or not it took me a year to ‘settle in’ to retirement. I know you are thinking what is there to settle into? It is simple: you just do not go to work.  Well, I went to work for 38 years to different jobs, and buildings but all at the same company.  Got up early, showered, shaved, dressed, grabbed a bite, and made some coffee and hit the road…. Continue reading

Memories of the Deep-Water Drifter

Memories of the Deep-Water Drifter

I have a confession to make my late older brother, and I shared an addiction: fishing.  I know you think, well, that is no big deal.  No, addictive behavior can lead to bad choices, and as I was to learn, bad choices have consequences. I still nave Memories of the Deep-Water Drifter.  Be assured it is a subject that is not discussed at family gatherings. My three brothers, a brother in law and my sister left early in the morning, as it was a long drive. We found the boat moored in the marina as per the directions.  I looked… Continue reading

The Mower – A Free Short Story

The Mower a Free Short Story

I learned putting my short story on the ‘Net’ does not mean any of the 4 plus billion active internet users will find my work. Concessions had to be made; the title, “The Janitor a Free Short Story,” was conceived to meet SEO (Search Engine Optimization) keywords. Did you know “Short Story” gets 60,000 searches each month? I hope a few of those searches for “Short Story” will trickle through here. I did not however alter the Body of the Story to make it optimized SEO speak. Yes, there is software out there to do just that- Frankly, that scares… Continue reading

The Janitor – A Free Short Story

the Janitor a free short Story

I learned putting my short story on the ‘Net’ does not mean any of the 4 plus billion active internet users will find my work. Concessions had to be made; the title, “The Janitor a Free Short Story,” was conceived to meet SEO (Search Engine Optimization) keywords. Did you know “Short Story” gets 60,000 searches each month? I hope a few of those searches for “Short Story” will trickle through here. I did not however alter the Body of the Story to make it optimized SEO speak. Yes, there is software out there to do just that- Frankly, that scares… Continue reading

Finding the Positive In These Difficult Times

Finding The Positive

a lot of focus in the FIRE community (Financial Independence Retire Early) is about reaching and determining What Is Your Fire Number. That is the amount of savings you will need to retire and not run out of money. Put another way, it is that point where you can say to the boss something wholly inappropriate. Continue reading

Budgeting, Saving and Investing to Build Wealth

Budgeting, Saving and Investing

Budgeting, Saving and Investingare like taking control of your health the sooner you start the better.  I am qualified to talk about budgeting because I was a successful controller and financial analyst for many years.  You might say money was my business.  Oh. I have an MBA in Finance and an MS in tax but that didnt make me good with money.  Yes, the Mrs and I have been successful savers and long term investors.“You must gain control of your money or the lack of it will forever control you” — Dave Ramsey There’s a couple of truisms about money… Continue reading